UTU: Credit Card

The lowest rates and the best benefits exclusively for
United Transportation Union members!

Make the most of your United Transportation Union membership. Carry one of the credit cards that were designed exclusively for you and issued by PNC Bank, N.A. With unbelievably low interest rates and great benefits, the UTU Visa cards have it all!

Choose either the UTU Everyday Rewards Visa Card or the UTU Visa Platinum Card from the options below.

Click on the card program you would like to know more about.


	The UTU Everyday Rewards Visa features: Get up to 4% cash back on almost all of your eligible net everyday purchases No annual fee Introductory 0% APR* on transferred balances for the first 6 billing cycles following account opening. Once the introductory period ends, you'll enjoy a variable rate, currently 11.99% - 21.99% APR, based on your creditworthiness. See the UTU Everyday Rewards Visa Rates and Fees Disclosures link for current rates and full details. The introductory 0% APR does not apply to purchases or cash advances. Online account access Much more Click here for more information or to apply for your credit card online.
UTU Everyday Rewards Visa Platinum * UTU Everyday Rewards Visa Rates and Fees Disclosures ** UTU Everyday Rewards Program Terms & Conditions

	The UTU Visa Platinum features: No annual fee Introductory 3.9% APR*** on purchases and transferred balances for the first 6 billing cycles following account opening. Once the introductory period ends, you'll enjoy a variable rate, currently 8.15% APR. See the UTU Visa Platinum Rates and Fees Disclosures link for current rates and full details. The introductory 3.9% APR does not apply to cash advances. Online account access Much more Click here for more information or to apply for your credit card online.
UTU Visa Platinum * UTU Visa Platinum Rates and Fees Disclosures

It's your choice...The UTU Everyday Rewards Visa Card OR the UTU Visa Platinum Card.

* The UTU Visa credit cards are subject to the terms and conditions of your credit card agreement. The terms of your credit card account, including APRs and fees, are subject to change at any time and for any reason permitted by applicable law and the credit card agreement that will be sent with your credit card. We will notify you of any change if required by applicable law. Changes to your APR may include changing your APR from fixed to variable, from variable to fixed, or to a higher APR. Any payment you make in excess of the minimum payment due will be allocated to balances with higher APRs before balances with lower APRs. Allocation of your minimum payment due will be at our discretion.

** See the UTU Everyday Rewards Program Terms and Conditions link for restrictions and limitations. PNC Bank, N.A. reserves the right to change or limit terms of the Reward Program.

***PNC Bank, N.A. may end your introductory APR and apply the Penalty APR if you make a
late payment.

PNC Bank, National Association (N.A.) is the creditor and issuer of the credit cards described herein.
PNC Bank, N.A., Member FDIC
Equal Opportunity Lender
©2010 The PNC Financial Services Group, Inc. All Rights Reserved.