With a little luck, and after a lifetime of hard work, most UTU members, whether employed by the rail, bus or airline industry, should be able to look forward with optimism to their retirement.

Healthy and secure in the knowledge that their savings, benefits and investments will allow for a comfortable lifestyle, they should be able to stop setting an alarm clock, kick back, and enjoy their golden years without a care.

In an ideal world, it would be that simple. In the real world, this won’t happen without some careful planning and attention to details, preferably well before retirement.

The information that follows can’t anticipate every individual’s specific circumstances, but it can serve as a guide to pave the way for members and help them avoid some nasty surprises.

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Contact information
Below are phone numbers and URLs for websites that can help you secure your plans for retirement.

UTU International
(216) 228-9400
www.utu.org

UTU Insurance Association (UTUIA)
Toll free (800) 558-8842

Retiree Yardmasters
Health Coverage Supplements- CARE
Toll free (800) 334-1330

UnitedHealthcare GA-23111
Plan F
(Medicare supplement)
Toll free (800) 809-0453
https://www.myuhc.com

UnitedHealthcare GA-46000/Plan E
(Early Retirement Health Insurance)
Toll free (800) 842-5252
https://www.myuhc.com

U.S. Railroad Retirement Board
Toll free (800) 808-0772
www.rrb.gov

Social Security Administration
Toll free (800) 772-1213
www.socialsecurity.gov

Medicare
Toll free (800) 633-4227
www.medicare.gov

CalPERS
Toll free (888) 225-7377
www.calpers.ca.gov

Department of Veterans Affairs
Toll free (800) 827-1000
www.va.gov