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UTU Everyday Rewards Visa Platinum Card


on transferred
balances for the first 6 billing cycles from account opening

  • The UTU Everyday Rewards Visa Platinum Card turns
    your everyday qualifying net purchases into cash!

Any time you use your UTU Everyday Rewards Visa Platinum Card to buy groceries, fill up the tank or purchase anything else, you get money back automatically!

  • 4% on gasoline at the pump** — Up to $250 in monthly qualifying net purchases

  • 3% on cinemas and video rentals — Up to $150 in monthly qualifying net purchases

  • 2% on groceries, fast foods and restaurants — Up to $750 in monthly qualifying net purchases

  • Up to 1% on almost everything else — 1/4% on the first $10,000 each year, 1% thereafter on qualifying net purchases with no limits. Resets on your anniversary date

  • Once you've accumulated $100 in rebates, we'll automatically send you a check attached to your next monthly statement

Plus you'll enjoy even greater savings and benefits:

  • 0% APR* on transferred balances for the first 6 billing cycles from account opening. Once the introductory period ends, you'll enjoy a variable APR. See the Visa Disclosures link for current rates and full details. The introductory 0% APR does not apply to Purchases or Cash Advances. Payments will be applied to pay off low APR balances before paying off higher APR balances, which means if you make Purchases, they may accrue finance charges.

  • No Annual Fee

Enjoy these outstanding benefits:

  • Interest-free grace period on purchases when you pay your balance in full monthly by the payment due date

  • Use your card everywhere that Visa credit cards are accepted

  • FREE online access to your UTU Visa account...you can access account information any time. You can view your balance, transaction history and download account information into compatible software. You can also pay your bill, transfer a balance, request a credit line increase and additional cards...all at your convenience!

  • Roadside Dispatch

  • Automatic rental car insurance

*UTU Everyday Rewards Visa Platinum Disclosures
**UTU Everyday Rewards Terms and Conditions


Click the box to apply now.
To apply by phone, you may call National City toll-free at
1-888-622-8434.
Monday – Friday 8 a.m. – 7 p.m. ET, Saturday 8 a.m. – 12 p.m. ET

Attention Canadian members: Transactions and payments on the UTU Visa cards are in U.S. dollars. Canadian members need to consider carefully before applying.

* This promotional 0% APR balance transfer offer is subject to increase if any payment is received after the due date, you make a payment that is not honored by your financial institution or you close your account. The UTU Visa Platinum card is issued by National City Bank, Cleveland, Ohio and use of the credit card is subject to the terms and conditions of your credit card agreement.National City has the right to change your terms, rates and fees for any reason in accordance with the credit card agreement and applicable law. See the Visa Disclosures link for important rate, fee and other cost information.

** See the Reward Program Terms and Conditions link for restrictions and limitations. National City reserves the right to change or limit the terms of the Reward Program.