UTU NEWS

Volume 27 September, 1995 Number 9

  

                        UTU NEWS                    
                     ONLINE EDITION                 

                     SEPTEMBER 1995      

      -----------PROGRESS THROUGH UNITY-----------

    A Service of the United Transportation Union
            Public Relations Department
                 Editorial Offices:
                      UTU News
                 14600 Detroit Ave.
              Cleveland, OH 44107-4250
The following may be re-posted in electronic form, in 
part or in whole, to any network or computer system 
worldwide, or distributed via disk, provided proper 
credit is included and no alteration of text occurs 
other than for formatting purposes.
TABLE OF CONTENTS
--The UTU News On-Line Edition takes advantage of the 
search-and-find features in your editor or word 
processor. For example, to read about a trust that 
offers financial help to railroad families ("Aid 
available for daughters of railroaders"), have your 
editor or word processor search for the text ##J.
IN THIS EDITION
--"Thank you and farewell".........................##A
   Message from G. Thomas DuBose
     UTU International President
--Freight labor provisions stall Amtrak bill....##B
--National negotiations remain at standstill.......##C
--DOT seeks more time for drug & alcohol tests..##D
BUS DEPT. / STREET BEAT
--"We welcome Bernie McNelis as new director.......##E
   Editorial by Gertraud K. Weber
   Vice President and Director, Bus Dept.
FEATURES
--Enough not enough for carriers, executives....##F
--South Dakota locals vie for TPEL trophy..........##G
--Former NLD Jim Snyder dies 74.................##H
NOTICES
--UTU policy concerning fees objectors.............##I
--Aid available for daughters of railroaders....##J
--Many eligible for insurance benefit..............##K
--RRB seeks address updates.....................##L
--UTU's Designated Legal Counsel policies..........##M
--List of UTU Designated Legal Counsel..........##N
--Mailing precedes November elections..............##O
--UTUIA notices of unclaimed benefits...........##P
--UTUIA offers solutions...........................##Q
====================================================
IN THIS EDITION
--"Thank you and farewell".........................##A
   Message from G. Thomas DuBose
     UTU International President
Dear Members:
  As I prepare to retire from active union service, I 
wanted to take a few minutes to reflect upon the past 
and look forward to the future.
   I would like to extend my personal thanks to our 
outgoing International officers for a job well done, and 
extend my best wishes to their families. I also would 
like to give special recognition to Assistant President 
L.W. Swert for his service to this administration and 
his long service to our union. He and Nancy deserve the 
very best and I wish them a happy retirement and good 
health.
   Let me again congratulate our newly elected 
International officers and wish them much success in 
leading our union. My thanks also go to the 
International employees in Cleveland, Ohio, Ottawa, 
Ontario, and Washington, D.C., who have all done a 
superb job handling your business and protecting your 
interests.
   Without preaching doom and gloom, I can assure each 
of you there are difficult times ahead. I ask you to lay 
aside your personal and political differences and 
support your new president and your union. Remember, if 
he should stumble, unite and help him up. Only united 
will you and UTU survive in this anti-union environment. 
You should always remember your union or your officers 
are not your enemies. The bus and rail managements are 
your real enemies.
   If UTU fails to restructure soon and find a viable 
merger partner, it may not survive as a strong and 
effective trade union. If restructuring does not occur, 
we all may be the victims. We must continue on the path 
of cost reduction without sacrificing service or 
representation to the members.
   During my four years as International president, the 
restructuring of the UTU began. During that time, we had 
to make some tough decisions in order for the UTU to 
survive. For your sake and future, I am glad I did. UTU 
members and their families will benefit from these 
decisions and they certainly deserve it. This is your 
union and I am happy that I was able to play a small 
role in returning it to you.
   Did we make some mistakes along the way? You bet we 
did. But we also know we did the best job we could under 
the conditions we found our union in when I became 
International President.
   Finally, on behalf of my wife Elaine, our family and 
myself, I extend sincere thanks to all of you for 
including us in your lives and making our well-being and 
our livelihood much better than we ever dreamed of over 
the past 28 years. I can assure each of you that our 
thoughts will be about UTU and UTUIA and what the two of 
them have done for us.
   I feel confident I have left each level of the UTU 
and UTUIA in a much better condition than I found it. 
Even though occasionally it was bumpy and rough, I still 
say thanks for the ride and I bid all of you a fond 
farewell.
             Fraternally yours,
             G. Thomas DuBose
             International President

--Freight labor provisions stall Amtrak bill....##B
   Attempts by the freight railroads to amend Amtrak 
legislation pending in the U.S. House of Representatives 
to weaken labor protections for laid-off employees have 
sidetracked the important restructuring of the passenger 
carrier until Congress reconvenes this month.
   Portions of the bill (H.R. 1788), which resulted from 
negotiations with the UTU, would require the passenger 
carrier to begin immediate negotiations on the amount of 
severance pay for laid-off workers. Existing labor 
contracts would remain until the accelerated 
negotiations were completed.
   UTU representatives were told that the legislation 
would only apply to Amtrak employees, but just before 
the measure came up for a vote by the House 
Transportation and Infrastructure Committee, they 
discovered freight railroads had managed to include 
language that would repeal New York Dock provisions and 
allow the carriers to offer only four years of severance 
pay to laid-off workers.
   The UTU and others in labor, who had worked for 
almost a year to guarantee Amtrak's viability, were 
appalled that the freight carriers would attempt such an 
eleventh-hour money grab at the risk of killing Amtrak, 
and pulled their support from the bill.
   "This is an Amtrak bill addressing Amtrak issues," 
UTU National Legislative Director James Brunkenhoefer 
said. "That the Association of American Railroads would 
attempt to use it for their own economic gain, while 
jeopardizing our nation's rail passenger system, is 
unconscionable.
   "With the budget slashers in power on Capitol Hill, 
Amtrak is in trouble and we were willing to negotiate 
for its survival and for the jobs of Amtrak workers. The 
freight railroads are making money faster than it can be 
printed; let them take up this fight somewhere else."

--National negotiations remain at standstill.......##C
   Nine-month-old negotiations between the UTU and 
carriers represented by the National Carriers Conference 
Committee (NCCC) are at a standstill, despite the 
assistance of the National Mediation Board (NMB).
   NCCC is representing 35 railroads, including seven 
major carriers. The Burlington Northern, Southern 
Pacific, Grand Trunk Western and Illinois Central Gulf 
are bargaining individually with their unions, while 
keeping an eye on national talks.
   Negotiations with the IC recently became heated over 
working conditions caused by blistering summer weather 
and a persistent shortage of crews.
   "Our people are literally being worked to death at 
certain locations," said John Hales, general 
chairperson, adding that prolonged temperatures over 100 
degrees Fahrenheit were severely affecting operating 
crews working in engines that lacked air conditioning.
   The carrier is 70 engineers short of full staffing, 
according to reports. One employee reportedly was forced 
to work 57 consecutive days without a day off.
   "What has happened is that they have so much more 
business than they have employees that trains are 
stacked up from one place to another," Hales said. "We 
are trying to address the manpower issues in the 
negotiations."
   IC already has contracts with its clerks, carmen, 
boilermakers, electrical workers, sheet metal workers, 
signalmen and machinists that will raise wages 18% by 
the end of 1999.
   While the NCCC claims the IC pacts are too rich for 
the carriers its represents, figures show that NCCC-
represented carriers have posted more than $2.8 billion 
in operating profits already this year.

--DOT seeks more time for drug & alcohol tests..##D
   Transportation workers with shy bladders who are not 
able to produce a sufficient urine sample for a drug or 
alcohol test would have additional time to provide the 
sample under amended testing requirements now under 
consideration.
   Under the proposal, workers who cannot provide at 
least 30 milliliters of urine for a single specimen 
collection or 45 milliliters for a split specimen will 
be told to drink eight ounces of fluid immediately, and 
an additional eight ounces every 30 minutes up to a 
total of 40 ounces. If within four hours the worker 
still has not produced a specimen, the test is 
discontinued and the employer notified.
   The worker would then have to be evaluated by a 
licensed physician. If the physician determines a 
medical condition prevented the worker from providing 
the specimen, the employee's failure to provide a sample 
would not be deemed a refusal to take a test.
   If the physician cannot find a medical reason, the 
employee's failure would then be regarded as a refusal 
to test. A refusal to test is equivalent to a positive 
test, which can carry a nine-month suspension.

BUS DEPT. / STREET BEAT
--"We welcome Bernie McNelis as new director.......##E
   Editorial by Gertraud K. Weber
   Vice President and Director, Bus Dept.
Dear Bus Members:
   Well, we have survived another convention and the 
delegates worked pretty hard to get through all the 
elections and some articles in the constitution.
   As you have read, soon we will have a new vice 
president and director of the UTU Bus Department, Bernie 
McNelis, a capable, experienced and hard-working 
gentleman whom many of you have met and been impressed 
by. The Bus Department only has one vice president and 
to elect someone that is inexperienced and uninformed 
could be a fatal blow to the department and bus members.
   Bus drivers, by the very nature of their job, are 
isolated from each other, as well as fiercely 
independent. Whether it is the transit driver who goes 
down the same street umpteen times, a charter driver who 
is gone for days or even weeks or just a day trip, even 
the school bus driver, who carries the most precious 
cargo of all, our children -- all are isolated from 
their fellow drivers. The only time bus drivers seem to 
socialize is at bus terminals, or in their home 
terminals.
   All bus drivers, regardless of which category bus 
they drive, are responsible for the safety of their 
passengers. Many bus drivers suffer from abuse, ranging 
from bad language to actual assault. This kind of abuse 
sometimes makes us forget the many really nice people 
we, as bus drivers, do meet and I am glad to say the 
nice people usually outnumber the not-so-nice people and 
that is what makes our job as bus drivers so 
interesting.
   In the meantime, all our hard-won workers' benefits 
are under attack in nearly every state of the nation. 
Check your July "Bus Mail" and notice how many states 
have been trying to pass right-to-work legislation, 
which would create a whole new bunch of "free riders" at 
the expense of dedicated union members. We, the working 
people of the good old U.S.A., have to put a stop to 
this kind of union busting. We have the numbers and, if 
we want, the power to do so. Management is reaping the 
benefits of all the anti-worker legislation that has 
been introduced lately and we, the working people, are 
in many cases helping management to achieve their goal 
of total control over our working conditions and, of 
course, wages and benefits.
   Let us all stand together and unite, not only within 
the United Transportation Union, but stand with all 
workers, union and non-union alike, and we will be a 
force to be reckoned with.
   Stay well and stay in touch.
                   In solidarity,
                   Gertraud K. Weber
                   Vice President and Director
                   Bus Department

FEATURES
--Enough not enough for carriers, executives....##F
   Are the railroads and their executives making enough 
money? Here are some figures to help you decide.
   As you read, remember that from 1970 to 1991, the 
number of rail workers declined by 59% while they 
achieved a 33% increase in output and a 253% gain in 
productivity.
   At CSX last year, the five top executives split more 
than $8.47 million. CEO John Snow was paid more than 
$3.4 million, a 114% increase from just four years ago.
   CSX Corp. reported net income of $19 million for the 
second quarter of 1995. It would have reported a net 
income of $184 million (compared with $162 million last 
year) but it had extraordinary expenses for streamlining 
CSX Transportation's communications system and moving 
the corporate headquarters of its Sea-Land subsidiary. 
CSXT would have reported an all-time quarterly record 
for rail operating income of $270 million except for the 
one-time charges. Recent cutbacks in the number of 
employees at CSX Intermodal will save the company 
between $20 million and $25 million a year.
   The top five executives at Union Pacific Corp. shared 
more than $12.8 million last year. Company CEO Dick 
Davidson alone was paid more than $3.3 million for an 
increase over his 1991 compensation of about 85%.
   Union Pacific Railroad earned $219 million during the 
first quarter of 1995, compared with $191 million last 
year. Revenue was up more than $200 million during the 
three months. UP cut management ranks by almost 500 
during the quarter.
   At subsidiary Chicago & North Western, as a result of 
the UP takeover the top brass are cashing stock options 
from $100,000 up to $19 million for CEO Robert Schmiege.
   C&NW also donated $1.5 million to Schmiege's favorite 
charity "in honor of Mr. Schmiege."
   C&NW executives also are guaranteed an annual salary 
and bonus for three years, and another three-year lump 
sum if they're terminated before the first three-year 
period ends.
   Norfolk Southern's CEO David Goode received more than 
$1.24 million last year, an increase of almost 40% over 
his 1992 wage package.
   NS reported its highest ever quarterly net income and 
earnings per share. The carrier said its net income was 
more than $181 million, up from $178 million last year. 
Rail operating income was up 4% to more than $283 
million.
   Southern Pacific rewarded Edward Moyers, former CEO 
who left in February, with more than $5.87 million, 
including $3.6 million in a stock bonus.
   SP would have earned $15.5 million last quarter 
except for special charges related to the write-down of 
about 600 miles of light density line slated for lease, 
sale or abandonment, and for the costs of eliminating 
600 employees.
   At Conrail, CEO James Hagen received more than $1.3 
million in compensation. The carrier reported net income 
of $123 million for the quarter, up from $101 million 
last year. The carrier reduced operating expenses by 
more than $19 million in the quarter while reducing 
employment by 590 positions.
   Burlington Northern's Gerald Grinstein was paid more 
than $2.53 million in 1994. The carrier reported net 
income for the second quarter of 1995 of $130 million, 
up from $82 million in 1994. Revenue rose 7.7% to $1.28 
billion, but a less than 2% increase in expenses helped 
operating income soar 41% to $251 million. The carrier 
said it will cut more than 800 jobs from its work force 
this year.
   The moral to this story of unabashed greed? While the 
top brass scurry to line their own pockets, they will 
work even harder to cut the bottoms out of the pockets 
of the people who actually sweated to earn the money in 
the first place.
--South Dakota locals vie for TPEL trophy..........##G
   South Dakota State Legislative Director Rick Davids 
recently presented Local 0233 Legislative Representative 
R.C. Lathrop with a plaque honoring the local for having 
the highest average TPEL donation per member in the 
state. Local 0233 represents members working for 
Burlington Northern in the Aberdeen area. The "traveling 
trophy" will be awarded each year to the South Dakota 
local having the highest average TPEL donation, Davids 
said.
   Davids and Lathrop are pictured in a photograph 
included in the traditional print edition of this 
month's UTU News.

--Former NLD Jim Snyder dies 74.................##H
   Retired UTU National Legislative Director James R. 
Snyder passed away August 6 in Ponte Vedra Beach, Fla. 
He was 74 years old and had suffered from crippling 
arthritis for many years.
   Snyder announced his decision not to run for re-
election at the 1987 UTU convention and retired on 
January 1, 1988, after having served as the union's 
national legislative director for 16 years.
   During that tenure, Snyder was both friend and foe to 
many on Capitol Hill. He was well known to many 
influential members of Congress, and highly regarded 
both for his honesty and integrity and as a strong voice 
for rail labor in our nation's capitol.
   Snyder was born June 26, 1921, in Cornelia, Ga. A 
member of UTU Local 1245 at Atlanta, Ga., Snyder began 
his railroad career as a brakeman for the Southern 
Railway in 1942. In 1950 he was promoted to conductor in 
road service on the Atlantic Division.
   From 1946 on, Snyder served members as a local lodge 
officer, including positions as secretary, legislative 
representative, local chairperson and president. He was 
elected Georgia State Legislative Board director for the 
Brotherhood of Railroad Trainmen in 1956, alternate 
national legislative director in 1964, re-elected to 
that position in 1968, and continued in that capacity 
for the UTU after unification. He was elected national 
legislative director for the UTU at the 1971 convention, 
and re-elected to the position at three succeeding 
conventions.
   Snyder also served as Georgia state representative in 
1956 and with distinction on many state and Federal 
committees and appointments for the Democratic Party.
   A veteran, Snyder served in the U.S. Army in the 
South Pacific from 1939 until 1942. He was a member of 
the American Legion and a Shriner.
   Snyder is survived by his wife, Dorothy, a daughter 
and son, and two grandchildren.
   The family is requesting memorial contributions to 
the National Arthritis Foundation, Metropolitan 
Washington Chapter, 4555 Connecticut Ave., N.W., 
Washington, DC 20008.

NOTICES
--UTU policy concerning fees objectors.............##I
1. Any non-member covered by a union shop or an agency 
shop agreement in the United States, has the right to 
object to political and ideological expenditures not 
related to collective bargaining, contract 
administration, or other activities germane to 
collective bargaining. Each non-member who objects shall 
pay the reduced fees.
To the extent permitted by law, non-members cannot 
participate in Union elections as a voter or as a 
candidate; attend Union meetings; serve as delegates to 
the Convention, or participate in the selection of such 
delegates; or participate in the process by which 
collective bargaining agreements are ratified.
2. The objecting non-members shall provide notice of 
objection by notifying the International General 
Secretary-Treasurer of the objection by first-class mail 
postmarked during the month of September each year or 
within thirty (30) days after he/she first begins paying 
fees and receives notice of these procedures. The 
objection shall contain the objector's current home 
address. Once a non-member objects, the objection shall 
stand until revoked. Objections may only be made by 
individual employees. No petition objections will be 
honored.
3. The following categories of expenditures are 
chargeable:
   a. All expenses concerning the negotiation of 
agreements, practices and working conditions;
   b. All expenses concerning the administration of 
agreements, practices and working conditions, including 
grievance handling, all activities related to 
arbitration, and discussion with employees in the craft 
or class (or bargaining unit) or employer 
representatives regarding working conditions, benefits 
and contract rights;
   c. Convention expenses and other union internal 
governance and management expenses;
   d. Social activities and union business meeting 
expenses;
   e. Publication expenses to the extent coverage is 
related to chargeable activities;
   f. Litigation expenses related to contract 
administration, collective bargaining rights, and 
internal governance arising within the objector's 
bargaining unit;
   g. Expenses for legislative and administrative agency 
activities to effectuate collective bargaining 
agreements;
   h. All expenses for the education and training of 
officers and staff intended to prepare the participants 
to better perform chargeable activities;
   i. All strike fund expenditures and other costs of 
economic action, e.g., demonstrations, general strike 
activity, informational picketing, etc.;
   j. Costs of defensive organizing.
4. The International shall retain a certified public 
accountant to perform an independent audit of the 
records of the International and subordinate units 
maintained by the International General Secretary-
Treasurer. The International shall also retain a neutral 
referee for the purpose of determining the percentage of 
expenditures that fall within the categories specified 
in Section 3. The amount of the expenditures that fall 
within Section 3 shall be the basis for calculating the 
reduced fees that must be paid by the objector. The 
neutral referee shall also give an opinion concerning 
the adequacy of the escrow amounts maintained pursuant 
to Section 17, and later will verify the existence and 
the amounts of money in any escrow accounts.
5. The neutral referee shall complete the report no 
later than May 31. This report shall include an analysis 
of the major categories of union expenses that are 
chargeable and non-chargeable. A copy of the neutral 
referee's report shall be sent to all non-members whose 
timely objections have not been revoked.
6. Each person entitled to receive the referee's report 
may challenge the validity of the calculations made by 
the neutral referee by filing an appeal with the 
International General Secretary-Treasurer. Such appeal 
must be made by sending a letter to the International 
General Secretary-Treasurer postmarked no later than 
June 30.
7. After the close of the appeals period, the 
International General Secretary-Treasurer shall provide 
a list of appellants to the American Arbitration 
Association (AAA). All appeals shall be consolidated. 
The AAA shall appoint an arbitrator from a special panel 
maintained by the AAA for the purpose of these 
arbitrations. The AAA shall inform the International 
General Secretary-Treasurer and the appellant(s) of the 
arbitrator selected.
8. The arbitration shall commence by August 1 or as soon 
thereafter as the AAA can schedule the arbitration. The 
arbitrator shall have control over all procedural 
matters affecting the arbitration in order to fulfill 
the need for an informed and expeditious arbitration.
9. Each party to the arbitration shall bear their own 
costs. The appellants shall have the option of paying a 
pro-rata portion of the arbitrator's fees and expenses. 
The balance of such fees and expenses shall be paid by 
UTU.
10. A court reporter shall make a transcript of all 
proceedings before the arbitrator. This transcript shall 
be the official record of the proceedings and may be 
purchased by the appellants. If appellants do not 
purchase a copy of the transcript, a copy shall be 
available for inspection at the International during 
normal business hours.
11. Appellants may, at their expense, be represented by 
counsel or other representative of choice. Appellants 
need not appear at the hearing and shall be permitted to 
file written statements with the arbitrator instead of 
appearing. Such statement shall be filed no later than 
fifteen (15) days after the transcript becomes 
available, but in no case more than thirty (30) days 
after the hearing closes.
12. Fourteen (14) days prior to the start of the first 
hearing, appellants shall be provided with a list of all 
exhibits intended to be introduced at the hearing and a 
list of all witnesses intended to be called, except for 
exhibits and witnesses that may be introduced for 
rebuttal. On written request from an appellant, copies 
of exhibits (or in the case of voluminous exhibits, 
summaries thereof) shall be provided to them. 
Additionally, copies of exhibits shall be available for 
inspection and copying at the hearing.
13. The International shall have the burden of 
establishing that the reduced fees set forth in the 
neutral referee's report are lawful.
14. If the arbitrator shall determine that more than one 
day of hearings is necessary, hearings shall be 
scheduled to continue from day to day until completed. 
The parties to the appeal shall have the right to file a 
brief within fifteen (15) days after the transcript of 
the hearing is available, but in no case more than 
thirty (30) days after the hearing closes. The 
arbitrator shall issue a decision within forty-five (45) 
days after the submission of post-hearing briefs or 
within such other reasonable period as is consistent 
with the rules established by the AAA.
15. The arbitrator shall give full consideration to the 
legal requirements limiting the amounts that objectors 
may be charged, and shall set forth in the decision the 
legal and arithmetic basis for such decision.
16. If an objector receiving an advance reduction wishes 
to continue objection, he/she shall continue to pay the 
reduced fees that he/she is currently paying until the 
neutral referee issues the report. As soon as possible 
after the issuance of the neutral referee's report, 
he/she shall pay the amount of the reduced fees 
calculated by the neutral referee. Persons objecting for 
the first time shall be sent a copy of the report 
prepared by the neutral referee for the previous year 
and shall pay the reduced fees as soon as possible.
17. Each month thereafter for all objectors, an amount 
shall be put in an interest-bearing escrow account equal 
to 25% of the reduced monthly fees, or such other 
greater amount as the neutral referee may recommend. All 
objectors from the previous year shall be paid the 
amount of non-chargeable money that is in the escrow 
account as determined by the neutral referee's report as 
soon as practicable after its issuance. The appropriate 
unit of UTU shall not, however, take its portion of the 
monies in the escrow account until fifteen days after 
the conclusion of the period within which an objector 
may appeal the report of the neutral referee, or upon 
the issuance of the decision of the arbitrator, 
whichever is later.
18. When the decision of the arbitrator is announced the 
monies remaining in the escrow account shall be 
distributed in accordance with the decision.
Percentage of Chargeable Fees 
Determined by Neutral Review 
For Calendar Year 1994
International.................82.1
GENERAL COMMITTEES OF ADJUSTMENT*, 
INCLUDING LOCALS UNDER JURISDICTION
*)  Unreviewed GOs will have 1994 average of chargeable 
percentages of GOs audited of 100.0% applied to any new 
objectors.
General Committee GO-001.....100.0
General Committee GO-009.....100.0
General Committee GO-017.....100.0
General Committee GO-049.....100.0
General Committee GO-081.....100.0
General Committee GO-169.....100.0
General Committee GO-193.....100.0
General Committee GO-201.....100.0
General Committee GO-239.....100.0
General Committee GO-245.....100.0
General Committee GO-261.....100.0
General Committee GO-307.....100.0
General Committee GO-329.....100.0
General Committee GO-393.....100.0
General Committee GO-433.....100.0
General Committee GO-513.....100.0
General Committee GO-577.....100.0
General Committee GO-619.....100.0
General Committee GO-627.....100.0
General Committee GO-651.....100.0
General Committee GO-663.....100.0
General Committee GO-680.....100.0
General Committee GO-769.....100.0
General Committee GO-777.....100.0
General Committee GO-843.....100.0
General Committee GO-851.....100.0
General Committee GO-859.....100.0
General Committee GO-898.....100.0
General Committee GO-899.....100.0
General Committee GO-919.....100.0
General Committee GO-927.....100.0
General Committee GO-953.....100.0
General Committee GO-957.....100.0
General Committee GO-985.....100.0
STATE LEGISLATIVE BOARDS**
**)  Unreviewed SLBs will have a 0% chargeable 
percentage applied to new objectors.
CA Legislative Board..........75.0
FL Legislative Board..........65.3
IN Legislative Board..........80.9
IA Legislative Board..........76.2
KS Legislative Board..........74.3
MI Legislative Board..........79.9
MN Legislative Board..........81.0
NJ Legislative Board..........81.2
NY Legislative Board..........85.6
NC Legislative Board..........71.4
OH Legislative Board..........89.2
OR Legislative Board..........75.1
SD Legislative Board..........85.1
VA Legislative Board..........79.8

--Aid available for daughters of railroaders....##J
   Daughters of deceased railroad workers may be 
eligible to receive special financial assistance through 
a trust established in 1882 by Edgar Thomson, former 
Pennsylvania Railroad president.
   To qualify, the parent must have been an active 
employee of any U.S. railroad at the time of death. The 
cause of death need not be work related. The monthly 
allowance may cover the daughter from infancy to age 18, 
or to age 22 if the grantee is pursuing a higher 
education.
   The foundation also offers special health care 
benefits to those attending college.
   The John Edgar Thomson Foundation is an independent 
organization and neither receives funding from any 
railroad nor solicits funds from other sources.
   If you or someone you know could benefit from this 
program, please contact Mrs. Sheila Cohen at the Thomson 
Foundation, 201 S. 18th St., Ste. 318, Philadelphia, PA 
19103. The telephone number is 215-545-6083.
--Many eligible for insurance benefit..............##K
   If you retired from railroad service on or after 
April 1, 1967, you may be eligible for a $2,000 retiree 
life insurance benefit from The Travelers.
   If you have not yet received a certificate of 
coverage for this benefit and you would like to have one 
to keep with your other important documents, contact The 
Travelers, P.O. Box 1275, Lansing, IL 60438-1275, 
Attention: Life Dept.
   The Travelers asks that you furnish the date you last 
worked for a railroad, the name of the railroad you 
worked for and your Social Security number.
   You also can call The Travelers at 1-219-865-7000 and 
ask for the Life Department. 

--RRB seeks address updates.....................##L
   Want to receive your BA-6 (Railroad Retirement 
Certificate of Service Months and Compensation) timely 
next year and directly at home? It's easy. Just notify 
the nearest Railroad Retirement Board (RRB) office of 
your current mailing address.
   You can find the nearest office by looking in the 
telephone directory under United States Government. Your 
address also can be sent to RRB headquarters at the 
address shown on the back of the BA-6, or at 844 N. Rush 
St., Chicago, IL 60611-2092. Be sure to include your 
Social Security number.
   Also, keep your address current with the RRB. It is 
your way of ensuring that you receive proper credit for 
retirement and for staying in touch with your future 
benefits.

--UTU's Designated Legal Counsel policies..........##M
Following is a letter written to all rail members of the 
UTU by International President G. Thomas DuBose 
answering some frequently asked questions concerning the 
union's Designated Legal Counsel program.
------------------------------------------------
Dear Brothers and Sisters:
   I am writing in response to questions that have come 
up from time to time concerning lawyers who handle cases 
under the Federal Employers' Liability Act (FELA), and 
their relationship to the union.
   The right of railroad unions to appoint specific 
attorneys as "designated counsel" for the purpose of 
advising and representing members on matters pertaining 
to their rights under FELA has been affirmed by the U.S. 
Supreme Court, most recently in 1971 in United 
Transportation Union v. Michigan State Bar. The union 
clearly has the right to encourage its members to use 
the services of those attorneys whom it has designated 
by virtue of their competency in FELA law.
   Likewise, UTU Designated Legal Counsel have an 
obligation to adhere to operating guidelines that the 
union establishes. Under the guidelines, for example, 
approved attorneys are limited to charging our members a 
lower fee than is customary in other personal injury 
cases. They also are expected to render free advice to 
our members concerning their injury cases and other 
legal matters related to railroad employment.
   Approved attorneys are also required to make 
themselves available to attend official union meetings 
to answer questions about FELA and explain to our 
members their legal rights. With respect to this 
obligation, only attorneys approved by UTU should be 
permitted to attend union meetings, and only then when 
they have been invited by the appropriate local officer, 
and have notified the general chairperson and state 
legislative director with jurisdiction.
   It is not uncommon for Designated Legal Counsel to 
sponsor appropriate social functions. The Designated 
Legal Counsel are within their legal rights in doing so, 
as long as the function is not designed to benefit any 
specific members of the union politically or otherwise. 
Our Designated Legal Counsel, therefore, are given both 
rights and obligations that do not apply to 
nondesignated attorneys.
   Moreover, to further state the obvious, there are 
some actions that should never occur with any law firm, 
designated or not. Care should always be taken, for 
instance, to avoid involvement by outside lawyers in our 
organization's politics, and no payments or fee 
splitting should ever be made to union officials or to 
our members in consideration for referring cases. These 
actions are illegal under Federal law, and in some 
cases, state laws.
   Our program of designating approved legal counsel 
exists for a purpose-to help our members receive very 
qualified legal assistance at a fair price. We owe it to 
our members and to our Designated Legal Counsel to keep 
the system operating properly and as an efficient means 
of achieving its purpose.
   Please contact my office if you have any questions on 
this important matter.
                        Fraternally yours,
                        G. Thomas DuBose
                        International President

--List of UTU Designated Legal Counsel..........##N
--------------------
UTU LEGAL DEPARTMENT
Clinton J. Miller, III
General Counsel
Coordinator of Designated Legal Counsel
--------------------
Joseph P. Altier
450 Seventh Ave., 34th Floor
New York, NY 10123
212-564-9090
800-562-9190 NY, NJ, CT
212-268-8529 fax
Ronald J. Barczak
701 Fourth Ave. S., Ste. 1400
Minneapolis, MN 55415
612-333-6371
800-435-7888
612-333-3619 fax
Robert J. Beckham
Ste. 3131 Independent Sq.
One Independent Dr.
Jacksonville, FL 32202
904-354-9022
800-356-9941
904-354-0119 fax
J. Donald Bowen
2929 Allen Parkway, Ste. 2700
Houston, TX 77019-2157
713-834-3137
800-305-1808
713-834-3199 fax
Edward F. Brennan
10 Executive Woods Court
Belleville, IL 62221
618-236-2121
800-875-2123
618-236-1282 fax
Monte Bricker
621 S.W. Morrison St., Ste. 1300
Portland, OR 97205
503-226-1151
800-547-8811
503-273-9136 fax
Donald S. Britt
700 "E" Street
Sacramento, CA 95814-1230
916-444-6555
800-795-6555
916-441-3846 fax
Frank O. Burge, Jr.
2300 Southtrust Tower
420 N. 20th St.
Birmingham, AL 35203-3204
205-251-9729
800-633-3733
205-323-0512 fax
F. Lance Callis
1326 Niedringhaus
P.O. Box 1326
Granite City, IL 62040
618-452-1323
800-851-3105
618-452-8024 fax
Joseph A. Coffey
Two Bala Plaza, Ste. 718
City & Decker Blvd.
Bala Cynwyd, PA 19004
610-668-9800
800-334-2500 US except PA
800-336-2500 PA only
610-667-3352 fax
G. Sander Davis
1601 Market St., Ste. 2330
Philadelphia, PA 19103
215-564-6262
800-426-5885
215-564-5554 fax
James T. Davis
3113 Sixteenth St.
P.O. Box 8801
Metairie, LA 70011-8801
504-837-9525
800-321-7815
504-834-8869 fax
Joseph DiNardo
125 West Tupper St.
Buffalo, NY 14201-2142
716-852-2212
800-677-3177
716-852-4292 fax
Richard J. Dinsmore
1905 Harney St., Ste. 710
Omaha, NE 68102
402-341-2020
800-342-3352
402-341-1851 fax
Larry R. Feldman
1620 26th St., Ste. 100 South
Santa Monica, CA 90404-4040
310-453-6711
310-828-2191 fax
Robert J. (Jim) Foreman
8144 Walnut Hill Lane, #1150
Walnut Glen Tower
Lock Box 62
Dallas, TX 75231
214-750-7661
800-969-7661
214-739-2715 fax
James F. Freeley, Jr.
One McKinley Square
Boston, MA 02109
617-523-5010
800-253-4967
617-723-4998 fax
James F. Gilwee
700 "E" Street
Sacramento, CA 95814-1230
916-441-2980
800-445-2889 CA
800-345-2889 National
916-441-3846 fax
J. Weldon Granger
10000 Memorial Dr., Ste. 888
Houston, TX 77024
713-668-0230
800-231-3359
800-628-6470 GA only
800-392-0620 TX only
713-956-7139 fax
W. Ronald Groshong
One Blanchard Bldg.
2133 Third Avenue
Seattle, WA 98121-2305
206-448-7172
800-525-3352
206-448-3340 fax
Robert E. Harrington, Jr.
310 S. Michigan Ave., Ste. 2000
Chicago, IL 60604
312-922-8833
800-828-5828
312-922-3044 fax
Brent O. Hatch
10 W. Broadway, Ste. 400
Salt Lake City, UT 84101
801-363-6363
800-574-6310
801-363-6666 fax
W. Earl Higginbotham
136 East Bay St.
P.O. Box 1860
Jacksonville, FL 32201
904-356-6071
800-927-6071
904-353-2425 fax
J. Dillon Hoey
1010 Pontiac Bldg.
542 S. Dearborn St.
Chicago, IL 60605
312-939-1212
800-367-3444 IL, IN, IA, MN, WI, MI
312-939-7842 fax
David B. Kiker
12203 E. Second Avenue
Aurora, CO 80011-8399
303-366-3501
800-325-4014
303-366-2383 fax
L. Thomas Lakin
251 Old St. Louis Road
P.O. Box 27
Wood River, IL 62095-0027
618-254-1127
800-851-5523
618-254-0193 fax
Tom R. Letbetter
811 Rusk St., Ste. 715
Houston, TX 77002-2883
713-224-2745
800-457-3352
713-228-9220 fax
Lawrence M. Mann
400 N. Capitol St., N.W., Ste. 851
Washington, DC 20001
202-298-9191
800-747-6266
202-783-3107 fax
W. Douglas Matthews
1100 Phoenix Tower
3200 Southwest Freeway
Houston, TX 77027-7523
713-961-0246
800-899-3352 TX, NM, AZ, LA, KS, OK, AR
713-961-0384 fax
William W. McVay
2559 Washington Rd., Ste. 530
Pittsburgh, PA 15241
412-854-3250
800-854-3250
412-854-5791 fax
Bernard Miller
706 London Blvd.
Portsmouth, VA 23704
804-397-4677
800-542-0826
804-393-4893 fax
Willard J. Moody, Sr.
500 Crawford St., Ste. 300
P.O. Box 1138
Portsmouth, VA 23705
804-393-4093
800-368-1033
804-397-7257 fax
Billy E. Moore
8425 Dunwoody Pl.
P.O. Box 500457
Atlanta, GA 31150
404-992-5910
800-323-3695
404-992-2410 fax
Robert T. Naumes
60 State Street
Boston, MA 02109
617-720-1333
800-431-4600
617-720-2445 fax
Frederick L. Nelson
414 13th Street, 6th Fl.
Oakland, CA 94612-2603
510-451-6732
800-447-7500 U.S.
800-448-7575 CA only
510-465-7023 fax
Norton N. Newborn
24100 Chagrin Blvd., Ste. 330
Cleveland, OH 44122
216-464-1400
216-292-7804 fax
Frank W. Petro
310 S. Michigan Ave., Ste. 1310
Chicago, IL 60604
312-362-9596
800-472-5729
312-362-9280 fax
R. Edward Pfiester, Jr.
2000 Riverside Dr.
Los Angeles, CA 90039
213-384-0880
800-344-3352 CA, NV, AZ, TX, NM
213-669-8549 fax
Lloyd L. (Chip) Rabb, III
3320 N. Campbell Ave., Ste. 150
Tucson, AZ 85719
602-888-6740
800-354-3352 AZ, NM, CA, TX, NV, OR, WA, ID, UT
602-327-0651 fax
William W. Ramsey
1117 Grove St.
P.O. Box 1359
Vicksburg, MS 39181
601-636-5561
800-844-5561
601-636-5815 fax
Daniel D. Sawyer
106 W. 14th St., 25th Fl.
Kansas City, MO 64105
816-221-5666
800-821-5257
816-221-5259 fax
Clarence M. Small, Jr.
505 N. 20th St., Ste. 1700
Birmingham, AL 35203
205-328-8141
800-223-6159
205-328-7234 fax
Robert N. Stone
565 Northstar East
608 Second Ave. South
Minneapolis, MN 55402
612-339-4511
800-328-4340
612-339-5150 fax
Eddie W. Wilson
1294 Diamond Springs Rd.
P.O. Box 5369
Virginia Beach, VA 23455
804-460-7776
800-752-0042
804-460-3428 fax
Thomas C. Wood, Jr.
261 West Johnstown Rd.
Columbus, OH 43230
614-475-9511
800-346-5729
614-475-0348 fax

--Mailing precedes November elections..............##O
   In accordance with Article 57, lines 5-8, of the UTU 
Constitution:
"An election for Legislative Representative and 
Alternate Legislative Representative shall be held in 
November, 1971, and quadrennially thereafter. Candidates 
for these offices must be qualified voters."
   A Special Circular "Notice" with samples of all 
election materials was forwarded to all locals on August 
1; nominations for the above offices will be accepted at 
all October 1995 local meetings, with the election to 
follow either by mail ballot or to be held at the 
local's November meeting dependent upon local bylaws and 
procedures.

--UTUIA notices of unclaimed benefits...........##P
   Listed here are the names of participants in the 
United Transportation Union Insurance Association 
(former ORC&B, the BRT and the BLF&E) who have unclaimed 
benefits in the amounts shown. Local, lodge or division 
numbers, where available, are listed by former 
organization affiliation. Lodge numbers of some 
participants are lacking because of data lost through 
mergers, transfers, closings and other circumstances. In 
some cases the last known city and state are included.
   If your name is listed - or you know of any of these 
persons, their whereabouts or their lawful heirs in case 
of death - you should immediately get in touch with 
General Secretary and Treasurer Charles L. Little at the 
UTU International, 14600 Detroit Ave., Cleveland, OH 
44107-4250. Benefits may be due upon receipt of proper 
proof.
0478....Abbott, Leslie W.-RI.....................69.00
0448....Adams, William H.-Hawthorne, CA...........2.15
0337....Adkins, Robert-MO........................41.00
1438....Allen, Thomas W.-Detroit, MI.............14.44
0018....Ameling, Roy H.-Tucson, AZ............5,141.83
0414....Anderson, Lewis J.-St. Louis, MO.........25.00
0214....Anthony, Robert B.-MD....................19.00
0097....Auman, Kenneth C.-CA....................143.55
1033....Austin, Beverly K.-Lethonia, GA..........22.14
0086....Ballew, Robert T.-WY.....................66.00
0747....Barnes, Thomas A.-Beech Grove, IN.......499.13
0094....Bartlett, Oscar-Nogales, AZ..............44.00
0073....Berard, Philip-MA.........................5.95
0826....Blackwell, William W.-SC.................26.00
0215....Bloom, Theodore K. J.-MD.................44.00
1965....Bluford, Carl M.-Lk. Jackson, TX..........7.75
0448....Blundell, Joseph W.-Los Angeles, CA.......6.90
1461....Boling, Sara E.-Dumfries, VA..............1.13
0345....Bray, Everett J.-Fort Smith, AR..........22.00
0261....Bristow, Ronald G.-Indianapolis, IN.......2.67
0281....Brown, Sindee L.-Lk. Geneva, WI...........5.93
0045....Bullock, George S.-Bald Knob, AR.........  .60
0741....Burge, George E.-NC......................12.87
0550....Burke, Jessie T.-So. Norfolk, VA.........21.33
1545....Burrell, De Morris-Monroe, LA.............9.25
0330....Burris, Edmond V.-MO.....................42.00
0631....Butler, Brad A.-Ridgeley, WV.............35.78
0566....Busch, William H.-Calwa City, CA.........55.00
        Cady, Donald E.-Kansas City, MO..........48.68
0507....Callahan, Joseph E.-MA...................37.22
1205....Calloway, Ron G.-Corpus Christi, TX......10.85
0506....Calvitt, Charles A.-Houston, TX..........30.50
0285....Carpenter, Carlos L.-E. Hampton, CT......36.50
1524....Carroll, Jeffrey J.-Houston, TX...........9.25
0430....Carter, Thomas H.-MD.....................29.50
1044....Carver, Grover T.-Kansas City, KS.....1,000.00
0315....Case, George N.-Sarasota Spgs., NY.......72.00
1762....Chartrand, Daniel B.-Mt. Morris, MI.......8.11
1563....Christensen Jr., Robt.-La Puente, CA.....11.82
0453....Clark, William F.-Baltimore, MD...........4.25
0517....Clarkson, Edgar W.-Williamson, WV........74.50
1524....Coker, Brent W.-Houston, TX..............24.08
0304....Collins, Walter-N. Little Rock, AR.......22.94
0383....Combs, James H.-Louisville, KY...........23.33
0016....Conrad, Joseph A., Jr.-Terre Haute, IN...42.00
0101....Conroy, Michael J.-Buffalo, NY..........125.00
0205....Cook, Billy T.-Springfield, AR...........36.52
1563....Cook, James E.-La Puente, CA.............11.82
1775....Cook, Sharon G.-Salt Lake City, UT.......31.82
0616....Cosby, William H.-NY.....................36.00
1502....Cross, LaGuardia-Miami, FL...............10.02
0320....Cuellar, Armando-Saginaw, MI..............3.35
0014....Custard, Samuel E .-Vincennes, IN........67.00
1770....Darling, Harry B.-Los Angeles, CA.......250.00
0260....Davis, Arthur A.-Sacramento, CA..........41.00
0100....Davis, George W.-Nashville, TN...........43.27
0733....Dawson, Thomas W.-ID.....................29.84
0141....Diehm, Henry A.-IN.......................17.50
0840....Doolin, James E.-Detroit, MI.............10.50
0598....Douthit, Squire M.-LA...................104.00
1405....Drennan Jr., Thomas P.-Richmond, CA......12.47
0773....Duffy, Paul B.-IA.........................9.85
0377....Duffy, Thomas A.-Brockport, NY...........70.66
0376....Ekwall, Charles A.-FL....................16.00
0139....Essary, Walter J.-Wickett, TX...........119.00
1852....Everett, Anita K.-Frostburg, MD...........3.35
1852....Everett, Walter W.-Frostburg, MD..........7.15
0388....Fairbairn, Norman P.-WI..................21.00
0912....Field, Russell L.-CA......................2.36
0485....Fifield, Leston M.-Somerville, MA........54.00
0141....Fisher, Alvin L.-Angola, IN.............112.50
0940....Foley Jr., Jesse J.-Fort Worth, TX........2.46
1760....Ford, David A.-Taylor, MI................22.35
0592....Frail, Peter N.-WA.......................33.70
0950....Franklin, Maurice-Memphis, TN............35.57
0603....Franz, Pamala K.-Virginia Bch., VA.......70.89
0313....Freeman, Craig A.-Grand Rapids, MI........9.02
0097....Freeman, Orvel B.-Los Angeles, CA.......144.50
0492....Friedman, Grover-Sacramento, CA.........221.46
0574....Fuchs, William Edward-Kensett, AR........23.00
0685....Funston, Rolla E.-Danville, IN...........46.00
1548....Garber, Stephen C.-Indianapolis, IN......19.94
1368....Gifford, Terry V.-Shawnee Miss., KS......16.50
0007....Gore, Albert B.-Washington, DC...........33.00
0579....Granger, Glen A.-NY......................20.03
0812....Grazier, Wesley B.-CA.....................4.32
0214....Grimm, Earl W.-Baltimore, MD.............54.00
0688....Hale, Arthur-Oklahoma City, OK...........29.50
0608....Hall, John M.-TX.........................32.72
0376....Hardee, Lon-Miami, FL...................58. 50
0214....Hardesty, Joseph-S. Baltimore, MD........12.65
0376....Hardin, Marion F.-FL.....................29.00
1034....Harrington, Charles F.-Buffalo, NY.......13.00
0508....Hawkins, Jesse E.-Smithville, TX..........7.62
        Hayes, Marvin-Deer Park, TX..............13.00
0091....Heffington, Marshall B.-Brisbane, CA.....72.00
0165....Hess, Dennis D.-Baltimore, MD............30.06
0448....Hoen, Robert A.-CA.......................22.56
0608....Holloway, Daniel W.-CT..................117.00
0193....Holmes, Jesse F.-Portland, OR............48.00
0321....Holmlund, David-CA........................6.95
0598....Homer, Charles-NY.........................3.51
0221....Horton, Charles F.-Little Rock, AR......300.00
1563....Houze, Casandra-W. Covina, CA.............2.34
0610....Howard, Robert-Arnold, MD...............237.70
0068....Hunt, Raymond H.-UT......................15.98
0048....lsenberg, John Berkley-Topeka, KS.......258.04
0215....Jackson, Richard Edgar-Albany, NY........24.00
1812....Jackson, Ronald D.-Los Angeles, CA.......40.58
0606....Jewell, Charles M.-Providence, RI.......517.35
0610....Johnson, Delores-Baltimore, MD............4.40
0779....Johnson, Joseph L.-AR....................32.00
0292....Johnson, Milton C.-E. Syracuse, NY......942.49
1186....Jones, John P.-Gary, IN..................15.49
0265....Jones, Ray-Inko, ID.......................9.00
1607....Jordan, Clyde E.-Pasadena, CA............11.82
0984....Justice, Edward R.-Baltimore, MO.........12.98
0731....Kelly, Frank-Weehawken, NJ...............26.00
0296....Kennedy, Lee M.-WI.......................37.50
1472....King, Louis-Gretna, NY................1,544.26
0663....Kirby, Charles D.-Los Angeles, CA........13.00
0079....Kirkman, Albert W.-Cherokee, IA..........44.60
0460....Kountz, Charles L.-Baton Rouge, LA.......51.15
0376....Krueger, Alfred G.-FL....................43.50
0363....Kryger Jr., Olaf H.-New York, NY.........11.82
0794....Lagle, Marion K.-Stockton, CA............12.60
1438....Laman, Gary P.-Detroit, MI...............14.50
0582....LaMartine, Niels J.-IN...................25.00
0535....Laney, Gordon O.-Valdosta, GA...........123.47
0934....Lawhon Jr., Joseph C.-Charlotte, NC......80.00
1548....Lawson, Jerry W.-Indianapolis, IN.........9.02
0438....Lee, Jack D.-MD..........................39.30
0743....Lewin, Bert-IN...........................54.00
0369....Lewis, Thomas H.-KS.......................6.50
1438....Long, Ronnie G.-River Rouge, MI...........9.27
0535....Lowery, Kenneth P.-Macon, GA..............9.04
0167....Lowman, Robert K.-Portland, OR...........26.00
0057....MacNeal, Edwin C.-MA.....................36.00
0394....Macomber, Douglas J.-Niverville, NY.....239.35
0906....Madere, Sim-La Place, LA.................52.50
0309....Markin, James W.-NY......................30.00
0543....Marsh, Ernest G.-Patterson, NJ..........121.50
1663....Marshall, Richard L.-Indianapolis, IN....11.82
0077....Martin, Daniel C.-Indianapolis, IN......702.74
0454....McDonald, George L.-MI...................71.67
0113....McDuffee, Howard W.-WA...................52.85
0307....McKinnon, Edwin L.-E. Tethford, VT.......15.00
1403....McQuillan, Jeffrey S.-Raymore, MD.........7.57
        Melton, Melvin F.-Springerville, AZ......84.27
0823....Milam, Otis L.-Lakeland, FL..............76.50
1361....Milious, Frederick R.-New Haven, CT......90.28
0364....Miller, John H.-Memphis, TN..............51.00
0998....Miller, Walter Scott-Marydel, MD........173.13
0949....Milligan, Betty K.-Sherman, TX............7.87
0356....Mills, Carl L.-New Castle, DE.............4.55
0046....Mills, Marcia K.-Reno, NV...............440.00
0321....Mock, Harry F.-CA........................92.30
0407....Montgomery, Charles F.-Seattle, WA.......66.50
0808....Moore, Robert L.-Tracy, CA...............39.50
1532....Moretine, Brenda K.-Kansas City, KS.......2.98
0097....Motherhead, Charles C.-CA................20.50
0296....Nelson, Felix Waldimor-Superior, WI......31.00
0260....Newton, Harry B.-Fitchburg, MA..........539.53
0973....Nicoson, Donald L.-Terre Haute, IN........9.00
0292....O'Brien, Patrick W.-Syracuse, NY..........9.00
1914....O'Connell, Edmund G.-Albany, NY.........670.00
0073....O'Neil, William J.-MA....................62.00
        O'Neill, J. L............................11.82
0305....O'Neill Jr., Carl W.-AR.................248.57
0327....Osban, Claude W.-CA......................21.45
0430....Page, Genevieve M.-Cumberland, MD.........3.43
0302....Parker, George M.-GA.....................59.33
0333....Parks, Tanya L.-Lexington, IN.............1.79
1445....Pederson, Robert E.-NJ....................3.61
0607....Perkins, Louis J.-LA.....................59.29
0911....Peterson, Nels P.-UT.....................48.45
0550....Phelps, Eugene L.-Blackstone, VA.........21.83
0214....Phillips, John F.-MD.....................37.00
0927....Piatkowski, Glenn-Detroit, MI............15.15
0454....Player Jr., Knight-Baltimore, MD..........9.02
1477....Pool, John H.-Dearborn, MI...............11.82
0524....Poston, Susan E.-Palestine, TX............6.70
0146....Pruett, John H.-TX.......................72.60
0566....Ramey, Charles L.-CA.....................36.00
1545....Ray, Darel D.-Jacksonville, AR...........30.74
1031....Ready, Jeannette-Savannah, GA.............5.25
0517....Richards, Harry A.-NY....................77.62
1438....Roberts Jr., Van-Detroit, MI.............12.24
0243....Robinson, Tommy J.-Smithfield, TX........11.82
0267....Roddy, W. E.-LA..........................52.00
0134....Rogers, Bruce A.-Oneonta, NY..............1.25
0383....Rogers, Lynn A.-Louisville, KY............5.69
0902....Ross, George W.-FL.......................31.54
1565....Sackman, William A.-Resida, CA............9.00
0388....Schultz, John A.-WI......................25.00
1150....Serbousek, Jennifer-Pierre, SD............3.83
1477....Sesson, Cathryn-Detroit, MI...............9.99
I477....Sesson, Joseph-Detroit, MI...............23.10
1413....Seward, James J.-Jersey City, NJ........262.79
0327....Shackelford, Rowzee F.-CA................47.00
1120....Shank, Theodore A.-Frostproof, FL.......177.00
0933....Sherrod, Jessica M.-Jefferson City, MO....9.80
0745....Shoemaker, Oscar J.-Greenville, SC.......31.35
0146....Sickman, William-TX......................44.00
1607....Siddiqui, Guadalupe-Lawndale, CA........204.15
1549....Sizemore, Sara S.-Springfield, OH........37.50
0643....Slaughter, John E.-VA....................30.00
0566....Slover, Vernon R.-CA.....................59.50
0321....Smith, Harry C.-CA.......................56.28
0600....Smith, James F.-Cumberland, MD..........134.04
0214....Smith, Vernon L.-Baltimore, MD...........34.00
0624....Spacek, Susan W.-Baltimore, MD...........10.94
0321....Stalker, Lindley B.-CA...................68.72
0094....Stolp, John A.-Webb City, MO............253.54
0293....Stoneburner, Paul O.-Houston, TX..........5.30
0890....Stover, Richard G.-Delray Bch., FL....2,051.58
1383....Strauss, Michael D.-Hobart, IN..........127.85
0448....Strong, Charles R.-Van Nuys, CA.........138.00
1762....Strong, Kelvin M.-Fenton, MI..............6.70
0760....Taylor, Clayton D.-Jackson, TN...........15.95
1790....Taylor, Edd H.-Douglas, GA...............34.95
0550....Taylor, Hugh B.-VA........................4.20
0730....Thompson, Patrick O.-Billings, MT.........7.40
0302....Thurston, Michael D.-Washington, IN.......4.01
0776....Tims, James R.-Denison, TX................9.42
0173....Tooker, John B.-AZ......................295.00
0687....Tygett, Herman J.-Harlingen, TX..........74.25
0337....Utter, Laverne-Greenfield Cntr., NY......10.13
0285....Vantine, Otis J.-Jackson Hts., NY.......700.00
1563....Velazguez, Shirley-Rowland Hts., CA......35.95
0230....Wager, George W.-NY.....................119.00
0141....Walker, Gene Edwin-Fort Wayne, IN........40.50
1042....Waller, Lyndale R.-Choctan, OK...........38.97
0566....Walters, John E.-CA......................89.00
0146....Warren, David A.-TX......................32.00
0156....Watson, Steve Wm.-Houston, TX............32.20
0023....Weddington, Benjamin-OK..................23.50
0015....Wells, Earl J.-TX........................21.31
0749....Wengert, Arthur F.-NV....................17.50
0432....Westphal, Albert-MD......................39.50
0909....White, Evans L.-MA.......................96.00
0933....Whitmeyer, Raymond A.-MO.................39.00
0794....Whitten, Archie H.-CA...................128.00
0438....Wilkerson, John D.-Baltimore, MD.........11.80
0970....Williams, Frank-Los Angeles, CA.........250.00
0942....Williams, Walter S.-WI....................9.07
0624....Wilson, Veronica G.-Landover, MD..........1.00
1762....Winters, Terrie A.-Flint, MI.............10.77
0792....Wood, Harry E.-Los Angeles, CA...........37.06
0454....Wood, Kathleen S.-Baltimore, MD..........53.75
        Yarborough, Joan C.-St. Paul, MN.........18.00
1445....Yeager Jr., Lee N.-Roselle Park, NJ......64.72
0946....Young, James J.-NJ........................8.11
1564....Zachary, Curtis D.-Los Angeles, CA.......11.82
UNCLAIMED ENDOWMENTS
0829....Baxter, Vinton C.-AZ.....................94.00
1612....Gardner, Lawrence W.-OR..................58.00
1741....Goodin, Michael D.-CA...................173.00
........Herrold, B.C.-Northumberland, PA......1,100.00
0559....Hurley, Landon J.-VA.....................39.00
........Jimenez, Martin R.-IL....................31.39
0263....Killough, Elmo E.-MN.....................19.00
1128....Spencer, Charles J.-Greenville, SC......321.00
1564....Stein, Earl T.-CA........................10.00
........Thomas, Carroll L.-Commerce, TX.........357.00
1147....Ware, Paulus M.-WV.......................37.00
0708....Weaver, George A.-Buffalo, NY.........1,236.00
1695....Whitlow, David L.-Sn. Bernardino, CA....119.00
UNCLAIMED LIFE CLAIMS
0573....Bardill, Fred-KY......................3,775.00
........Beard, Jessie A.-Los Angeles, CA......1,000.00
1812....Bowlsby, Leroy E.-CA..................1,000.00
1252....Brumfield, Orville-Fresno, CA.........2,000.00
1473....Chase, Dwight M.-MA.....................678.00
0869....Durr, Logan H.-KY.......................589.00
........Ellis, Thomas J.-Burney, CA...........1,000.00
0377....Foreman, George W.-NY...................429.00
0033....Gilbert, James B.-Tuckerton, NJ.......2,000.00
1125....Goff, Ellsworth E.-IL.................1,564.00
0202....Haggans, Adolphe-Denver, CO...........2,140.66
........Holsinger, John W.-Warren, OH...........551.90
1384....Kessler, Harry M.-Pt. Pleasant, NJ......327.43
0004....Land, Clarence-IN.....................1,192.00
0628....Leonard, Edward F.-Middletown, NJ.......288.00
1617....Malley, James H.-Patterson, NJ........1,189.48
0256....Marcoux, Eugene J.-Albany, NY...........556.83
0813....Melroy Jr., Joseph S.-Greenville, TX....250.00
0168....Morris, Frank E.-Gibson City, IL......1,000.00
1081....Rolando, Raymond G.-Phoenix, AZ.........500.00
0525....Rumsteg, Otto-Grand Forks, ND.........1,210.00
1597....Sacre, Edgar J.-Chicago, IL.............239.00
1849....Simpson, Roy-Oxford, OH.................883.00
........Smith, Fred W.-Woodhaven, MI..........1,000.00
........Tate, Harvey C.-Chicago Hts., IL......4,439.00
0324....Templeton, George R.-Seattle, WA........944.00
1241....Tramontin, Angelo 0.-Sonora, CA.......2,000.00
0854....Whitlow, Joseph F.-Chatham, VA........1,032.00
0982....Ziegler, Ernest F.-Lima, NY.............323.00

--UTUIA offers solutions...........................##Q
Worried About the Future?
UTUIA Offers Solutions to your Concerns!
Competitive life insurance products to secure the future 
of loved ones in the event of your untimely death.
High-yielding flexible premium annuities to enhance your 
retirement savings. UTUIA's current interest rate is 7%.
Disability Income Replacement Insurance to protect your 
loss of earnings due to accident or sickness.
Contact your UTUIA District Insurance Representative, or 
write to: UTUIA, 14600 Detroit Ave., Cleveland, OH 
44107-4250.

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